I travel the country, wipe my C Cards more than 500 times a year.
99% of my purchases are online for personal items and fishing gear.
I ONLY use PayPal for online purchases.
I do not store ANY passwords ANYWHERE, not in a lil book or any other physical form. I use a program called RoboForm. It store my logins and passwords in high end encryption. You can only access it with a Master Password, I a 10 digit pass with letters, numbers, symbols and uppercase letters.
Roboform also create random complex passwords for you to avoid easy cracking. (90% of user passwords consist of a name in the family, birth date, pet name or fav pastime like "carp rules"
Using Roboform I never have to use my keyboard to enter passwords, so no key logger can record my key strokes. You just select where you want to go and it fill the rest automatically. If you're directed to a "Phishing Page"( page created by hackers to let you enter you info thinking you're on your bank site) Roboform will tell you that it's not the correct site.
I carry Roboform on a USB stick and don't care if I lose it. They can't crack it without the master password.
If I have to use my CC, I use my American Express. Their protection policy is one of the best.
Now many think because they don't have a PayPal account, they can't use PayPal. WRONG!!! You still choose Paypal as your form of payment and when you get to the PayPal login screen, you'll see an option to use your CC via Paypal. This keep your CC info out of the hands of a vendors account and only PayPal gets your info. They pay the vendor.
Another misunderstanding is that you need to have money in the PayPal account to use your PayPal account for purchases. Not true, I have my Amex CC linked to PayPal and it directly deduduct the funds of my purchase. You can also tie it to your checking account.
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Willem (JD)
I travel the country, wipe my C Cards more than 500 times a year.
99% of my purchases are online for personal items and fishing gear.
I ONLY use PayPal for online purchases.
I do not store ANY passwords ANYWHERE, not in a lil book or any other physical form. I use a program called RoboForm. It store my logins and passwords in high end encryption. You can only access it with a Master Password, I a 10 digit pass with letters, numbers, symbols and uppercase letters.
Roboform also create random complex passwords for you to avoid easy cracking. (90% of user passwords consist of a name in the family, birth date, pet name or fav pastime like "carp rules"
Using Roboform I never have to use my keyboard to enter passwords, so no key logger can record my key strokes. You just select where you want to go and it fill the rest automatically. If you're directed to a "Phishing Page"( page created by hackers to let you enter you info thinking you're on your bank site) Roboform will tell you that it's not the correct site.
I carry Roboform on a USB stick and don't care if I lose it. They can't crack it without the master password.
If I have to use my CC, I use my American Express. Their protection policy is one of the best.
Now many think because they don't have a PayPal account, they can't use PayPal. WRONG!!! You still choose Paypal as your form of payment and when you get to the PayPal login screen, you'll see an option to use your CC via Paypal. This keep your CC info out of the hands of a vendors account and only PayPal gets your info. They pay the vendor.
Another misunderstanding is that you need to have money in the PayPal account to use your PayPal account for purchases. Not true, I have my Amex CC linked to PayPal and it directly deduduct the funds of my purchase. You can also tie it to your checking account.
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