Hmmm . . interesting thread. I, too, use Paypal whenever I can but some carp related companies just don't offer it. The fraudulent charges on my card ranged from $1 at ebay to $50 to $100 at Fathead, NFL shop, Crocs, Body Works, and Dominoes Pizza. However, all were online, not in-person charges. It's becoming more and more obvious, though, that we were hit because of purchases made at a carp related site. I don't know how long our card data remain in a vendor's system, so it's tough to know where the problem lies.